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Charity (Zakah) as given in the Noble Quran

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Author Topic: Charity (Zakah) as given in the Noble Quran  (Read 4745 times)
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Heba E. Husseyn
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« on: April 30, 2020, 10:20:12 pm »




Yes it does come from the rate of 2.5% set by Shariah.   

As explained in the original post, the Noble Quran has left the amount to be paid open, leaving it for us to decide in accordance with our financial means. 

I don't have anything against paying 2.5% of one's savings, provided it fits into their financial status and situation.   

Supposing one has savings of $10,000 and is financially stable with a good job and regular flow of income, according to the 2.5% calculation they would require to pay $250.   Sounds perfectly okay. 

However, if a person with $10,000 savings is stuck in a different situation of financial struggle ... like say, the guy has lost his job, he's got a wife and 3 or 4 minor kids to support, he doesn't see any chances of finding work with sufficient salary in the foreseeable future and the family is having to live off that $10,000 day after day.  For how long can they do that?  They don't know.  Their only choice is to play it by the ear through a maze of uncertainty.  If nothing comes by, the guy would eventually have to apply for welfare.  In such a situation maybe $250 might be hard for them to afford, at least for a while until they have a clearer idea of the direction they're moving in. 

Unfortunately, in most lectures our jurists take for granted everyone is happy and carefree with a good job and enough superfluous money.  Unfortunately again, that's not always the case.  In fact in the type of world we survive, that's getting rarer and rarer.  There are far too many Muslim families who are walking a thin line carefully measuring and balancing their budgets, often have to make hard choices between essentials of life.  Yet as long as they have a savings of $10,000 no one will consider them eligible for receiving charity.  Thus, they should be left to decide for themselves what amount they can give without putting themselves under additional pressure.  If it's tough for them to give cash in such a situation, they can consider giving something in kind, like buying a bunch of Halal non-perishable foods (preferably from a $store) and donating to a food bank. That would be cheaper and comforting as well.   

In other words, personal situations differ from person to person.  So the Noble Quran wants us to make our own decision. 

Of course, I also have to mention, that since the Quran trusts us to give whatever superfluous money we can afford, we should not take advantage and game it.  We must not betray the trust Allah has bestowed on us.  Yes, I'm hinting at many who may have savings of a whopping $75,000 plus with all essentials paid quite comfortably every month, yet they may pay not more than $200/year or even less.  They still cannot find superfluous money from their savings because they gotta go for a vacation every year, buy that much worth of brand name clothes every couple of months, must have at least 2 cars at their family's disposal, have needlessly opted to buy a luxury home with a hefty mortgage and blah blah blah.  That sort of approach is a total no no for considering oneself unable to pay one's share of charity.

To sum up your question, it's certainly okay to pay 2.5% if one can afford it in one's existing situation.  But it cannot be made a hard and fast rule regardless of situation.  As we can see, the Quran grants us much more flexibility.

And yeah sis, time is really flying like a birdie.  One-quarter of the blessed month has already passed.  May Allah Almighty grant us acceptance of our efforts performed and efforts to come.  InshAllah, ameen ya Allah.


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